Large upfront costs can stop the delivery
Customers may value protection but cannot add another large lump sum after the vehicle and insurance down payments.
Eligible dealers can participate in positive net CPI program results without starting a separate reinsurance company.See how CPI participation works
Affordable vehicle protection for BHPH customers
A BHPH Limited Warranty Built Around Monthly Affordability
Help eligible customers protect selected basic vehicle components—with an option to include specified air-conditioning components—without asking them to absorb another large lump-sum cost at delivery. Build a flexible program around the dealership, inventory, customer, and servicing model.
Eligible customer down payment$99 down
Eligible monthly payment$75/month
The $99-down, $75-monthly structure is available only for eligible programs and vehicles. Payment duration, total cost, coverage, terms, and availability vary; the customer agreement controls.
The BHPH affordability problem
A good protection product should not cost the dealership the sale.
Many BHPH customers already have to manage the vehicle down payment, registration, taxes, and an insurance down payment. A large warranty charge can create more delivery-day friction. Where the customer, vehicle, and program qualify, the $99-down, $75-monthly structure is designed to make defined vehicle protection easier to fit into the customer’s budget. Payment duration and total cost must be reviewed before enrollment.
Breakdowns can become payment problems
An unexpected mechanical repair can compete directly with the customer’s next car payment and transportation to work.
One plan does not fit every lot
Vehicle age, mileage, inventory, repair relationships, customer profile, and dealership size all affect the right program.
Core-component protection
Protect the systems customers depend on every day.
Coverage can be configured around approved component categories. The final contract—not a marketing list—defines each covered part, limit, deductible, exclusion, maintenance obligation, waiting period, and claim procedure.
Engine
Selected internal lubricated parts and related components as listed in the approved agreement.
Transmission
Defined automatic or manual transmission components, subject to the actual coverage schedule.
Drive axle
Approved front-, rear-, or all-wheel-drive components where included by the selected plan.
Air conditioning
Selected A/C components can be included so basic comfort does not become an overlooked customer concern.
Cooling system
Defined components supporting operating temperature and engine protection where included.
Electrical
Selected starter, alternator, and related electrical components where listed in the agreement.
Seals and gaskets
Availability and conditions vary; coverage applies only when specifically included by the agreement.
Optional enhancements
Roadside assistance, towing, rental, maintenance, or broader component tiers may be available.
Flexible by design
Customizable warranty solutions for dealerships of every shape and size.
ACP helps define the dealership’s operating needs first, then works through approved providers and program options to configure the right customer and dealer experience.
Design My Dealer ProgramInventory profile
Match eligibility and coverage to vehicle age, mileage, makes, models, condition, and turn strategy.
Coverage level
Select a basic core-component approach or evaluate approved broader tiers and optional benefits.
Customer payment design
Use the approved $99-down and $75-monthly structure where eligible, with clear total-cost and term disclosures.
Dealer workflow
Define enrollment, customer explanation, claims intake, repair authorization, cancellations, reporting, and escalation.
Dealership scale
Configure a practical program for a single-location BHPH lot, a growing group, or a finance-company portfolio.
What the program is meant to improve
More than another F&I product.
When the structure fits, affordable mechanical protection can support the ownership experience, reduce delivery friction, and give the dealership a more organized way to respond when a covered component fails.
$99 downReduce the protection product’s delivery-day burden
$75 monthlyAlign approved payments with customer affordability
A/C optionSelected air-conditioning components can be included
Custom fitShape the program around the dealership and inventory
Dealer questions answered
Understand the offer before presenting it.
ACP will help separate marketing language from the actual approved program, agreement, provider role, customer obligation, and claims process.
How much does the BHPH limited-warranty program cost?
The promoted eligible program is $99 down and $75 per month. Payment duration, total cost, vehicle eligibility, taxes or fees if applicable, and all other terms must be disclosed in the customer agreement before enrollment.
Does the plan include air-conditioning protection?
The program can be configured to include air-conditioning components along with selected core vehicle systems. The exact covered parts, limits, deductible, exclusions, and claim requirements are listed in the actual agreement.
Can the warranty program be customized for my dealership?
Yes. Dealer size, inventory age and mileage, desired coverage, term, deductible, servicing process, state, and provider availability can shape the approved program.
Is this the same as auto insurance or CPI?
No. A limited warranty or vehicle service contract addresses defined mechanical-repair obligations. CPI addresses financed-collateral exposure when required borrower physical-damage insurance cannot be verified. Neither should be described as a substitute for liability insurance.
Is every vehicle eligible?
No. Eligibility can depend on vehicle age, mileage, make, model, condition, inspection, state, provider, and program rules. The approved program documents control.
Build the program around your dealership
See how affordable limited-warranty protection could fit your BHPH operation.
Tell us about your inventory, monthly sales, states, repair process, and customer affordability goals. An ACP decision-maker will help define the next questions.