Collateral Protection Insurance Guide
Learn what CPI is, how the workflow operates, what it generally protects, and which program terms need verification.
Read the Collateral Protection Insurance guide
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Browse the complete public website by topic. Start with CPI fundamentals, move into dealer and lender workflows, compare program economics, or go directly to products, resources, company information, and a CPI program review.
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CPI fundamentals and audiences
These pages define Collateral Protection Insurance, explain related terminology, and address the distinct operating needs of BHPH dealers and auto lenders.
Learn what CPI is, how the workflow operates, what it generally protects, and which program terms need verification.
Read the Collateral Protection Insurance guideExplore insurance cancellations, proof chasing, uninsured collateral, borrower affordability, corrections, claims, and dealer participation.
Explore CPI for BHPH dealersEvaluate CPI governance, tracking, notices, vendor oversight, reporting, security, claims, refunds, and implementation at lender scale.
Explore CPI for auto lenders and finance companiesUnderstand how auto force-placed or creditor-placed coverage relates to CPI, borrower evidence, removal, credits, and refunds.
Learn how force-placed insurance works on auto loansSee how lenders can verify evidence, monitor coverage, classify exceptions, communicate, correct accounts, and support a CPI workflow.
Review insurance tracking for auto lenders and BHPH dealersImplementation and administration
Use these operating guides to test responsibilities, data, evidence, launch controls, claim handling, cancellations, account credits, refunds, and reconciliation.
Plan authority, state scope, provider roles, integrations, borrower communication, account treatment, testing, training, launch, and oversight.
Use the CPI program implementation guideFollow a reported vehicle loss through coverage review, repair or total-loss handling, settlement, servicing, reporting, and escalation.
Follow the CPI claims process for dealers and lendersUnderstand how evidence, effective dates, policy adjustments, unearned amounts, account credits, refunds, and final reconciliation connect.
Review CPI cancellation, credit, and refund controlsProgram economics and comparisons
These decision guides go beyond product labels so dealers and lenders can compare risk transfer, administration, economics, responsibilities, and contract-controlled outcomes.
Compare account-level CPI with Vendor’s Single Interest and blanket portfolio approaches by trigger, tracking, borrower interaction, claims, and fit.
Compare CPI versus VSI insuranceBuild an all-in cost comparison covering coverage, claims, tracking, notices, administration, staff work, fees, corrections, and participation.
Understand CPI insurance cost for BHPH dealers and lendersUse a provider scorecard for authority, policy terms, tracking, claims, security, reporting, service, implementation, total cost, and exit.
Learn how to choose a CPI providerPlan the existing book, run-off, data conversion, open claims, corrections, accounting, testing, first-cycle reconciliation, and future exit.
Use the CPI provider transition checklistEvaluate a contractual path for eligible dealers to share positive net CPI program results without forming a separate reinsurance company.
Explore CPI profit participation for eligible dealersCompare dealer-owned reinsurance with contractual participation across capital, control, reserves, expenses, professional oversight, and exit.
Compare CPI reinsurance and dealer participation optionsSolutions and company
Review ACP’s broader auto-finance protection approach, BHPH warranty option, company positioning, and the information needed to begin a program conversation.
Explore CPI, insurance tracking, participation, reinsurance, VSI, GAP, warranty, technology, and supporting portfolio-protection options.
Browse auto finance protection productsReview the published $99-down, $75-monthly limited-warranty concept, core-component protection, optional A/C tier, and customizable dealer setup.
Explore the BHPH limited-warranty programReview ACP’s dealer-focused CPI education, decision frameworks, source use, material-claim evidence standards, and program questions.
See what dealers and lenders should evaluate about Auto Capital ProtectionShare dealership or portfolio information to request a focused CPI conversation.
Get started with CPIReturn to the commercial CPI overview for BHPH dealers, independent auto lenders, finance companies, and portfolio owners.
Visit the Auto Capital Protection homepageResources, trust, and policies
Find industry tools, a curated external news feed, events, publishing standards, and the policies governing use of this website.
Browse ACP’s topic hubs for CPI fundamentals, operations, claims, corrections, implementation, comparisons, participation, products, news, and dealer tools.
Browse the CPI resource centerModel unresolved insurance-evidence accounts, represented receivables, annual unrecovered loss, review workload, and staff cost using transparent formulas.
Calculate BHPH uninsured collateral exposureUse a 30-question framework to compare provider authority, tracking, borrower workflow, claims, corrections, security, reporting, cost, participation, implementation, and exit terms.
Use the CPI provider evaluation scorecardFind official links for dealer-management systems, insurance-verification technology, F&I tools, auto-finance companies, and portfolio-purchase resources.
Open the dealer resource directoryEvaluate Modives insurance verification and monitoring, implementation paths, publicly described benefits, CPI workflow fit, and due-diligence questions.
Review the Modives CheckMy Driver resource profileBrowse a curated external-source feed of CPI, force-placed insurance, BHPH, consumer-finance, and automotive-lending headlines with direct publisher links.
Browse the CPI and auto finance news source feedFind organizer-linked conferences and events for BHPH dealers, independent dealerships, auto lenders, and finance professionals.
Browse BHPH and auto finance eventsLearn how ACP researches, cites, reviews, updates, corrects, and separates facts, inferences, recommendations, and company claims.
Read the editorial and citation policyReview ACP’s current accessibility approach, website features, third-party limitations, and options for reporting a barrier.
Read the Auto Capital Protection accessibility statementReview how this website describes information collection, use, third-party services, security, choices, and contact methods.
Read the Auto Capital Protection privacy policyReview the terms, educational limitations, intellectual-property rules, third-party links, and other conditions for using this website.
Read the Auto Capital Protection terms of useUse this complete human-readable directory of Auto Capital Protection’s public canonical pages.
View the complete Auto Capital Protection site mapReady for the portfolio-specific conversation?
Share your portfolio size, operating states, current insurance workflow, and program goals to request a focused conversation about coverage, tracking, participation, implementation, and comparison questions.