Eligible dealers can participate in positive net CPI program results without starting a separate reinsurance company.See how CPI participation works
Auto Capital Protection

Direct access starts here

Get Started With a CPI Program Review

Tell us about the dealership or auto-loan portfolio, the states you serve, and the problem you want to solve. The ACP team will review the business-level information and help organize a focused next conversation.

Prefer to talk now? Call Auto Capital Protection at (832) 389-2948.

01
Tell us about the operation

Company, organization type, active-account range, and primary operating state.

02
Identify the biggest friction

Proof chasing, cancellations, uninsured total losses, insurance affordability, lost sales, claims, costs, or provider service.

03
Choose the conversation

CPI, insurance tracking, dealer profit participation, reinsurance, VSI, GAP, the BHPH limited warranty, or a broader product review.

04
Document the next questions

Use the review to identify the policy, roles, workflow, economics, authority, and follow-up evidence that still need to be verified.

A more useful first review

Compare the documents, workflow, responsibilities, and total economics.

Start with the current process and the operating problem. Then verify the policy, agreements, parties, authority, availability, data, notices, claims, corrections, costs, risks, and exit terms that control the decision.

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What the review covers

A better first conversation than “send me a rate.”

Pricing matters. So do the workflow, policy, people, technology, claims, corrections, participation economics, state availability, and total program cost behind it.

PORTFOLIO

Profile and states

Active-account range, monthly originations, balance or value bands, state mix, and current program approach.

WORKFLOW

Tracking and servicing

Evidence collection, monitoring, borrower communication, placements, cancellations, refunds, and reporting.

RISK

Dealer pain points

Uninsured losses, insurance affordability, customers canceling after delivery, staff workload, claims, cost, and lost sales.

ECONOMICS

Cost and participation

All-in program cost, unnecessary layers, dealer participation, reinsurance paths, timing, reserves, and actual agreement terms.

Not ready to submit?

Use the site to prepare a stronger CPI conversation.

Read the page that matches the decision you are making, then return when the portfolio questions are clearer.

BHPH DEALERS

Connect CPI to the dealership workflow

Review customer insurance affordability, cancellations, delivery friction, uninsured losses, staff workload, and dealer participation.

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PRODUCTS

Compare the broader protection menu

See CPI, tracking, participation, VSI, GAP, limited-warranty, and other supporting product categories, subject to approved terms and availability.

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CPI review FAQs

Know what to expect before you begin.

The form is a business-development starting point—not a binding quote or legal advice.

01

What happens after I submit the form?

The ACP team reviews the business-level information, identifies the most relevant CPI or protection conversation, and contacts you about the next step.

02

Should I upload a portfolio file?

No. Start with aggregated business and portfolio ranges. Do not upload borrower-level files or enter names, Social Security numbers, dates of birth, contact details, account numbers, VINs, policy or claim records, credit data, or payment information.

03

Can ACP compare my current CPI provider?

Yes. The useful comparison includes tracking, policy structure, borrower workflow, claims, costs, corrections, reporting, participation, roles, and exit terms—not one headline rate.

04

Can my dealership participate in CPI profits?

Eligible dealers may receive a contractual share of positive net CPI program results without forming a separate dealer-owned reinsurance company. Participation and distributions are not guaranteed and vary by agreement, performance, eligibility, and state.